Description

Guaranteed issue describes the circumstance of everyone being “guaranteed” health insurance regardless of personal demographics and current health status. You cannot be denied coverage for any reason. No matter what your health standing may be, you reserve the right to health insurance. This sounds like it should have already be a given, but in fact there were problems with people who were being denied health insurance because of their pre-existing medical conditions.


Application

Guaranteed issue is applied to health informatics by health insurance.

Web Sources

Healthcare .Gov - https://www.healthcare.gov/glossary/guaranteed-issue/
U.S. Government Site for Medicare - http://www.medicare.gov/supplement-other-insurance/when-can-i-buy-medigap/guaranteed-issue-rights-scenarios.html
Guaranteed Issue Insurance- http://www.guaranteed-health-insurance.com

Related Terminology

Patient Protection and Affordable Care Act (ACA)
Medigap
Medicare
Life Insurance
Insurance Plan

References
Guaranteed Issue Health Insurance. (n.d.). Retrieved October 30, 2015, from https://usinsuranceagents.com/guaranteed-issue-insurance
Lui, J. (n.d.). Guaranteed-Issue Provision Backgrounder. Retrieved October 30, 2015, from https://blog.law.cornell.edu/healthcarecases/guaranteed-issue-provision/
ObamaCare Guaranteed Issue. (n.d.). Retrieved October 30, 2015, from http://obamacarefacts.com/guaranteed-issue/
The Basics of Guaranteed Issue Life Insurance. (n.d.). Retrieved October 30, 2015, from http://www.insure.com/life-insurance/guaranteed-issue.html

Graphics
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